Secluded Broken Bow Cabin Retreat | 3 Bed • 3 Bath | Sleeps 10 | Hot Tub, Firepit, Arcade + Games | ~$40K–$55K Entry

Here’s the Play

Lock down a high-amenity Broken Bow cabin designed to attract families and small groups in one of Oklahoma’s most established short-term rental markets.

This turnkey retreat combines a private heated pool, hot tub, indoor and outdoor fireplaces, and a fire pit—features that strengthen year-round guest appeal and help the property stand out in a competitive cabin market.

Financial Snapshot

• Purchase Price: $1,050,000

• DSCR Loan: $840,000

• Loan-to-Value Ratio: 80%

• Seller Credit: $75,000

• Seller Financing: $200,000

• Estimated Entry Cost: Approximately $40,000–$55,000

• Earnest Money Deposit: $10,500

• Closing Date: On or before August 29, 2026

Financing Structure

DSCR Loan

• Loan Amount: $840,000

• Loan-to-Value Ratio: 80%

• Interest Rate Range: 7.0%–8.0%

• Estimated Monthly P&I;: Approximately $5,590–$6,165

• Loan Type: DSCR, subject to lender qualification and property performance requirements

Seller Financing

• Principal Amount: $200,000

• Interest Rate: 3% per year

• Payment Structure: Deferred interest with no monthly payments

• Term: 5 years

• Accrued Interest at Maturity: $30,000

• Total Balloon Payment: $230,000 due at the end of Year 5

Property Features

Interior

• 3 Bedrooms | 3 Full Bathrooms

• Two spacious king bedroom suites, each designed for privacy and comfort

• Custom-built bunk beds ideal for children or additional guests

• Sleeper sofa to accommodate flexible group sizes

• Open-concept living, kitchen, and dining area for group gatherings

• Indoor fireplace creating a cozy, year-round living space

• Fully equipped kitchen with modern appliances and ample preparation space

• Indoor furnishings, décor, kitchenware, appliances, televisions, bedding, and linens included

Outdoor and Amenities

• Private heated swimming pool, a sought-after amenity in the Broken Bow market

• Hot tub positioned for year-round use

• Outdoor fireplace and fire pit for evening gatherings

• Covered outdoor seating and entertainment areas

• Wooded surroundings providing privacy and a true cabin experience

• Outdoor furnishings and other included items convey with the property

Tax Benefits

An illustration of potential depreciation savings

To show how the numbers can work, here is a simplified example based on this property's price.

• Cost Basis: $1,050,000

• Land Value (not depreciable): ~20% of $1,050,000 (~$210,000)

• Depreciable Basis: ~80% (~$840,000)

• 5-Year and 15-Year Assets (personal property and land improvements): ~28% of the basis (~$235,200)

Note: A cost-segregation study reclassifies qualifying components such as appliances, flooring, cabinetry, fixtures, and land improvements into shorter recovery periods (5-year and 15-year assets) eligible for 100% first-year bonus depreciation.

• Bonus Depreciation Rate: 100% first-year deduction under current law

• Assumed federal tax bracket: 32%

• Estimated first-year tax savings: ~ $75,264 ($235,200 × 32%)

In plain terms, once land is set aside, roughly 28% of the depreciable basis may be eligible for an immediate first-year deduction. At a 32% bracket, that works out to around $75,000 in reduced federal tax in year one.

Disclaimer: We are not CPAs or tax advisors. These figures are approximate and illustrative only, and they are not a guarantee of any result. Actual savings can be determined only through a formal cost-segregation study, and they depend on the buyer's tax bracket, income, material participation, ownership structure, financing, and how the property is placed in service. Buyers should consult their own CPA and attorney before making any tax or investment decisions.

Why This Deal Stands Out

This is a high-amenity Broken Bow STR opportunity featuring:

• Proven family and small-group guest appeal

• Private heated pool and hot tub combination

• Efficient sleeping layout designed for families and mixed-age groups

• Strong location near Hochatown while preserving wooded privacy

• DSCR financing with potential STR tax advantages

An ideal acquisition for investors seeking amenity-driven guest appeal, capital efficiency, and durable leisure demand in one of Oklahoma’s most established short-term rental markets.

Legal Disclaimer

This is an assignment of contract. All figures are estimates and should be independently verified. Buyer is responsible for due diligence, zoning verification, and STR compliance. CreativeSTR Group LLC does not provide tax, legal, or financial advice. Consult your CPA and attorney before making decisions.

Do not contact the seller or listing agent directly.

© 2026 CreativeSTR Group LLC. All rights reserved.

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